I Was Debt Free
I spent a lot of years managing my money poorly. I didn’t realize I was doing it, until I found myself so deeply in debt that my income wouldn’t cover my bills. For the first time in my life, I had to stop paying on my credit cards. However, the guilt was just killing me. I couldn’t stand the fact that I wasn’t paying my bills, because I always had in the past. Then I found out about debt consolidation loans, and I knew it was the answer. I cut up all my credit cards, got that type of a loan, and five years later I was debt free.